TPD benefit paid out five years after initially being denied
We assisted our client with three separate TPD claims over six years ago. At that time, two of the claims were accepted with one being declined in 2019. After 5 years and a request for review, we secured a successful outcome of the third claim.
What to do if your TPD or income protection claim has been rejected
There are many reasons why a disability insurance claim like income protection or a TPD claim might be rejected or declined. Whatever the reason, there are options to appeal a rejected income protection or TPD claim.
Can I claim TPD and income protection at the same time?
When a worker is sick or injured and unable to return to work, they may claim on disability insurance policies they hold. In this blog, we explain the circumstances where you can claim both TPD and income protection at the same time.
Can I return to work after a successful TPD claim?
Workers who claim TPD benefits after injury or illness often ask us if there are any options to return to work after receiving their TPD payout. The short answer is, there are some options but there are limitations and conditions.
Difference between accumulation and defined benefit super funds
There are two primary types of super funds; defined benefit funds and accumulation funds. In this article, we look at the differences between these types of funds.
Federal Court determines insurer acted unfairly in cancelling policy and demanding $24,649.91 from the insured individual
After being diagnosed with cervical cancer in 2014, a woman made a claim on her income protection insurance. Not only was the claim was denied by TAL, but they also cancelled her insurance policy and advised her that she owed them $24,649.91 for a “breach of your duty of good faith”.
My employer hasn’t been paying my superannuation guarantee
In Australia, employers are required to pay a minimum percentage of eligible employees’ earnings into a superannuation fund. This is called the ‘superannuation guarantee’ and is designed to fund retirement. Some employers are not paying the required super guarantee payments which leads us to the question, ‘What can you do about unpaid employer contributions of superannuation?”
Super Decision: High Court allows recovery of dying man’s lost superannuation payments
Most Australian workers will have superannuation. They will have a fund balance which comprises contributions made over their years of employment. Most will have insurance options; primarily TPD insurance and…